Key Steps to Buying a Home in North Carolina

As one of the most important decisions you can make, buying a home requires you to cover all your bases before you’ll be handed the keys.

It may seem daunting, but with the right professional by your side, the home buying process itself is a simple checklist. In no time at all, you’ll find yourself the proud owner of your very own house! North Carolina’s home buying procedure is fairly straightforward, but every set of circumstances is different. Here at Intracoastal Realty, our agents walk with you every step of the way to make sure you wind up with the ideal home for you and your family.

Contact your realtor

Your real estate agent is key to successfully navigating the home buying process. This is the professional who will help you complete the right paperwork, find and view homes, and eventually negotiate your terms. So when you know that you want to buy a home, whether it’s your first or your fifth, you’ll want to make sure you have reliable support.

Map out your priorities

Even if you haven’t planned out exactly what kind of house you want to live in, there are certain structural or design aspects you know you need or want. To better assist your real estate agent during the search, take the time to articulate what you’re looking for and what features you would most want to have in your home.

Get preapproval

Mortgage preapproval is a key component to the house buying process because no matter what you end up purchasing, you’re going to need to have the financial backing to do so. And once you do, you make yourself a strong candidate for the seller to consider in the event of a bidding war on a house.

House hunt

This is one of the more stressful, yet fun sides to buying a house! Looking through all of your options can feel overwhelming, but using your real estate agent’s knowledge at this point in the process can help you narrow down the available properties to the ones that you’ll be able to picture yourself living in one day.

Look at the facts

Some of the best assets we have as real estate experts are the MLS system and our own market research. And when it comes to your future home, we use those resources to make sure you know as much about the house you want to buy before we present you with any paperwork. As you’re house hunting, check in with your real estate agent and review these statistics so that you’re well acquainted with your potential purchase.

Make an offer

Here comes the fun part: making an offer on the house you want to buy! After making the initial offer to the seller, you and your agent can work together to negotiate any further terms or amendments to the price you’re willing to pay on the home. You can even speak with your agent beforehand and get a general idea of what sorts of compromises you might be presented with during this phase of the home buying process.

Negotiate

If negotiation isn’t your strength, a quality real estate agent will have you covered. Here at Intracoastal Realty, our agents take the guesswork out of navigating this step by acting as your liaison and using years of valuable experience to help you settle on terms that agree with everyone involved.

Check off your to-dos

There are plenty of tasks for you to accomplish before the sale of a home is completed, so be sure to keep a diligent record of inspections, payments, and any other necessary reviews of the property before closing day. That way, by the time you’re ready to sign paperwork, you’ll be able to enjoy the moment without anything else hanging over your head.

Get approved

If you were preapproved for a mortgage earlier in the process, then this part is simple! As soon as you have the finances to complete the purchase of your next home, it’s just a matter of setting a closing date with the seller and your agents.

Invest in insurance

Title insurance can help save you time and money on the off-chance that the previous owner overlooked some clerical error or mistake in the title for your new home. We always recommend home buyers invest in title insurance to help cover any potential legal expenses and keep the buying process moving along on schedule.

Inspection

Pre-closing inspection is the last chance to express an opinion about what stays or goes in your house when the current owners vacate it to make room for you and your family. You’ll also want to keep an eye out for damages or any defects that went unnoticed on your first viewing, or that might have been sustained during the move-out process. If you included any repairs or modifications in your terms, be sure to get a status report on those at this time, too.

Close the deal

And you’re done! All that’s left at this point in the home buying process is to sign on the dotted line and make the house you just bought a real home for you and your family to enjoy for years to come.

Ready to find your dream home in coastal North Carolina? Our talented, dedicated real estate agents look forward to working with you! Contact us to get started.


How to Prep for Moving Day

The boxes are packed (mostly), closets and drawers have been swept for anything that can be thrown away or donated, and everything else is waiting for you in your new home elsewhere; it must be moving day!

But as exciting as it is to leave one home and embrace a whole new experience, there is at least one aspect of the process that tends to fill every homeowner with some measure of dread: moving day. Before the stress of a lost family heirloom or box full of broken glasses comes crashing in on your exciting new start, take a breather and check out a few hints the staff at Intracoastal Realty have put together to help you prep for moving day.

Keep everyone in the loop

The best step you can take to prevent a chaotic moving day is to make sure everyone is in on the plan. Whether it entails confirming the route to get to the new house, figuring out who is riding with whom, or simply teaming up to do one last sweep of the old house before you all leave, it’s important that everyone is on the same page before the big day.

Do as much as you can in advance

The early bird gets the worm; or, in the case of moving, the early bird stands less of a chance of having to do damage control. The more you can do in advance – start packing the items you know won’t be needed between now and the day you move into your new home, set up forwarding addresses, find the right school for the kids – the more you can focus on the tasks at hand when you’re loading up the moving van.

Establish a schedule

Even something like packing up your belongings can be structured into a schedule of sorts to help make things easier on you. If you’re using a moving company, be sure to have a clear idea of when the movers will arrive, how long they expect to take, and by when you have to be on the road in order to make good time on your drive. With a clear outline and deadlines for every step of the way, you can make moving day a simple matter of putting boxes on a truck.

Level the playing field

On the day of, accidents could still happen, and through no one’s fault, something could come up and deter your moving day progress. That’s why it helps to have a plan in place for some of the instances that make you the most nervous. It may not stop you from accidentally leaving something sentimental behind, or prevent damage befalling your favorite end table, but solid contingency plans can go a long way in bringing you peace of mind.

While we can’t guarantee your moving day will go off without a hitch, we do think you’ll find these tips to be helpful stepping stones as you get closer and closer to settling into your new home. If you’re ready to relocate, contact Intracoastal Realty to find out more about getting started with us!


Relocating to North Carolina’s Coast

Relocating to a new area is always somewhat nerve-wracking. But here at Intracoastal Realty, our goal is to make sure you feel as comfortable as possible throughout the entire process of buying your new home. It isn’t just about helping you find the right piece of real estate to purchase – it’s about making you feel at home.

To facilitate this, we have a special team set aside particularly for relocation assistance, dedicated to showing you that famous southern hospitality all while providing exemplary customer service. In the meantime, here are some of our most helpful hints and tips to getting ready to move to our beautiful coastal towns.

Forwarding mail

Before you even set foot in your new home, you’ll want to make sure that those who need to locate you on important subjects such as bills and notifications can do so easily and without untimely delays. This of course means you’ll need to change your address with the USPS, but remember to also go ahead and forward your mail to your new location so nothing gets lost or improperly directed before you have the chance to alert anyone else of your relocation.

School and medical records

As for your medical and school (as well as any other key documentation) records, getting copies in either paper or digital format should be sufficient, but it never hurts to have both. Check in on institutional forwarding policies well ahead of time to avoid any hassle if you should decide not to obtain physical copies prior to your move.

Neighborhood stops

When you’re searching for a new home, maybe in an unfamiliar city to boot, it’s often easy to forget some of the local businesses your frequent on your list of loose ends to tie up before you go. Contact your favorite pharmacies, dry cleaners, etc. if there is any chance that a personal item has been inadvertently left, a prescription not transferred to another facility, or any other housekeeping items to which you need to attend before moving into your new home.

Safe-deposit boxes

If you keep a safe-deposit box, double-check that you’ve emptied it before leaving, especially if you use a local bank rather than a national branch. If possible, you can go ahead and set up a new checking account to ensure you have access to your funds as well.

These are just a few items on a seemingly never-ending list of things to do before your move, but don’t worry! We may not be able to do these things for you, but we can help guide you through the process of settling into your new home, making the list feel more manageable on your end. Contact us to start your moving process today!