Whether you’re a newcomer to coastal North Carolina or a long-time local, preparing for the region’s annual hurricane season is an imperative part of living here comfortably. As a general rule, the Atlantic hurricane season begins in early June and carries through November, but the majority of our state’s storms tend to hit shores in August and September.
Are you ready? If not, don’t worry! Intracoastal Realty is well-versed in battening down the hatches and making sure homes are fortified against the incoming storms.
Start with a little insurance
When you’re busy gearing up for a summer storm, one of the last things you’ll want to have to keep on your mind will be what your insurance policy says about flood damage. But some homeowner’s insurance policies don’t cover damage or loss from flooding, which means you and your home are at risk of sustaining wreckage that will cost a small fortune and a lot of your time in order to fix it. Contact your agent ahead of time to review your policy and its limitations, and ensure you’re adequately covered.
Evaluate your home
You should always look out for the health of your home, regardless of the season. But when you know a storm is on the horizon, make sure you’ve had your place of residence recently inspected and evaluated for major structural weak spots or existing damage that could be exacerbated with the pressure of heavy winds and rain. The last thing you want to have to worry about in the wake of a hurricane is seeing to the repairs that might have been avoided.
Put in some elbow grease ahead of time
After you’ve had your home looked at to identify potential issues, go ahead and repair or fortify what you can so that the likelihood of having to manage large amounts of storm damage in the aftermath is minimal. Just make sure that you clean up all of your tools and materials afterward, so as not to add to the debris that hurricane winds can easily stir up and circulate.
Call for back-up
In the event that your home does sustain a significant amount of damage, you’ll want to be certain that you’re ready to work with insurance companies, contractors, and any other service specialist to put your house back to rights. To do this with as little fanfare as possible, back up all of the necessary documentation – deeds, records of previous repairs or home modifications, insurance – to a secure server. You could even invest in an account with something as easy to use as Google Docs.
Keep tools of the trade handy
Regardless of whether or not you’ll be at home or elsewhere during the worst of a hurricane, there are certain items that it never hurts to have on hand and at the ready in case of an emergency. Having them all together and easily accessible makes it that much easier for you to address concerns as they come. So, before any hurricane warnings even come through on your local weather channel, have a backpack or duffel bag full of essentials like flashlights, extra batteries, first aid supplies, and universal tools within reach.
When you and the rest of your household are prepared for inclement weather, it’s easier than ever to enjoy the rest of late summer in coastal North Carolina. Hurricane season can vary in terms of severity, but being prepared means that you don’t have to scramble if a storm does roll in off the water. Stay tuned to our blog for more helpful tips on acclimating yourself to our region!